Official Upside Down on My Mortgage Thread

**Kansas City Joey** · 04-24-2012, 08:34 AM

Originally Posted by phillyfan

I had a realtor try to convince me to do a short sale. He wanted me to lie about my expenses and income and he said he had a guy that would put in a fake offer on the house to get the process started. Seemed like a really sleezy process, but I would do it if I was truly stuck in a house with no options.

I had a buddy who went through something along these lines.... and he didn't even need to move. They just made a bad decision when buying a house, so they took advantage of the system. Really kind of pisses me off, to be honest.

**General283** · 04-24-2012, 08:39 AM

Originally Posted by pGekko

Chase hasn't contacted me regarding reducing my principal by 40K yet btw. Still stuck without the General plan, or even just a simple refi. Guess I'll just continue burning money.

I have a friend who has a mortgage with Citi, I gave him the number that I posted a couple page back on this site. They said he needs to provide them with all income and expenses info (even car insurance and grocery expenses) to determine the amount, if any, of his principal reduction. So at least it sounds like Citi has something in the works there.

**phillyfan** · 04-24-2012, 10:53 AM

Just locked in 4.00% for 30 years with no points. Pretty happy with that.

**Fraze** · 04-24-2012, 02:53 PM

Originally Posted by phillyfan

I had a realtor try to convince me to do a short sale. He wanted me to lie about my expenses and income and he said he had a guy that would put in a fake offer on the house to get the process started. Seemed like a really sleezy process, but I would do it if I was truly stuck in a house with no options.

That is brutal.

**Willie Mays Hayes** · 04-24-2012, 02:59 PM

Originally Posted by Fraze

That is brutal.

Don't like being outted?

**Fraze** · 04-24-2012, 03:05 PM

Originally Posted by Willie Mays Hayes

Don't like being outted?

I would much rather be outed than offer out that advice.

**The Black Hand** · 04-24-2012, 03:09 PM

Originally Posted by phillyfan

Just locked in 4.00% for 30 years with no points. Pretty happy with that.

Shut up you ****in troll.

**Willie Mays Hayes** · 04-24-2012, 03:25 PM

Originally Posted by Fraze

I would much rather be outed than offer out that advice.

The joke was it was your advice.

**Fraze** · 04-24-2012, 08:47 PM

Originally Posted by Willie Mays Hayes

The joke was it was your advice.

Shut up you ***in troll.

**pGekko** · 04-24-2012, 08:50 PM

Originally Posted by General283

I have a friend who has a mortgage with Citi, I gave him the number that I posted a couple page back on this site. They said he needs to provide them with all income and expenses info (even car insurance and grocery expenses) to determine the amount, if any, of his principal reduction. So at least it sounds like Citi has something in the works there.

Can I include vbookie and craiglists *****s to increase my expenses?