the answer is roth, like the other fellaz said. Roth is pretty much the best retirement option besides an employer match account, because you don't pay taxes on it when you start drawing from it.
Non-Fantasy Football Player.
"We react to war in this way because everyone has a right to his own life, because war puts an end to human lives that are full of hope, because it brings individual men into humiliating situations, because it compels them against their will to murder other men, and because it destroys precious material objects which have been produced by labors of humanity". Sigmund Freud in a letter to Albert Einstein